7 Tips to Get on the Road to Debt Relief

People all over the United States are not strangers to debt. Millions of people across the country are behind on credit card, mortgage, student loan, and car loan payments. Most people in the nation lie paycheck to paycheck. For many, the road to find debt relief may seem hard to reach. There are some things you can do to get and stay out of debt: Learn to stretch your dollars. One fundamental thing you need to do when you are working on getting out of debt is developing a budget. This can be a challenge if it is something you have never done before. You can talk to a bankruptcy attorney about getting in touch with some the budgeting help that is often offered to people who file. One way to break up your money is to think os this in a 50/30/20 ratio. That means your expenses for the everyday living should be kept to under half of your take home money. Another 20% should be used to pay down your debt. The last 30% should go for other expenses that come up during the mont

Three Points about Elder Laws that Everyone Should Know

Did you know that the first known will comes from an ancient tomb in Egypt? Probate law is the legal process that occurs after someone dies. This includes having their property appraised, paying taxes and debts, distributing the remaining property as the will states, and providing that their will is valid. In most cases, the fees for lawyers and courts used during this process are paid for by the estate property. Here are three things you should know about various types of elder law. 1. Probate Most people have little experience with probate until a family member or friend dies, and for this reason, there are a lot of questions. If you were wondering whether all property has to go through probate, the answer is no. In many states