If you’ve been injured, whether on or off the job, and you’re no longer able to work enough to support yourself, don’t give up hope just yet! There are a couple different options available that will provide you with the financial support you need, for as long as you need it.
Here’s what you need to know about Social Security disability claims and workers compensation.
- Many people get these two legal terms mixed up, because they both refer to providing financial support to someone who is unable to bring in enough income to support his- or herself. Workers compensation is what you turn to when you’ve been injured at work, while disability claims refer to injuries or illnesses that occur outside of the workplace but render you unable to work.
- There’s a bit of a gray line separating workers compensation and disability claims, and it’s not always easy to figure out exactly which one to turn to. Because workers compensation is figured out through your employer and insurance company, the process of filing for and receiving financial support can take a very, very long time. Most states will provide people with Social Security disability benefits while the workers comp claim is figured out.
- Similarly, state governments also have some exceptions for people who need to receive permanent disability support. Claiming workers compensation requires that your injury or illness is only temporary, while disability claims can be permanent. If you’re injured on the job and it’s severe enough to require permanent financial aid, you might end up filing a disability claim instead.
- The most important thing to remember is that you don’t have to figure it all out on your own! Finding an experienced legal team is one of the best things you can do for yourself if you’re unable to work and need financial help.
If you need to apply for disability, there are many things that you need to consider. If you get yourself an adult disability checklist, that will help you to keep everything straight and make sure you get the disability benefits you need and are entitled to. Applying for disabilty can be confusing. Should you apply for SSDI disability or should you apply for SSI and SSDI? What is the difference? And what are the qualifications for each. While the checklist can help, these programs are intimidating for people. And it doesn’t help that you’re dealing with them while also dealing with the pain and frustration of your disability. If you’re looking into a federal program of disability and retirement benefits, the results of your application can have a major impact on your life.
Thankfully, you don’t have to deal with it alone. A short term disability lawyer or other legal professional can help you make your way through the system. They are trained professionals. So while this might be the most frustrating thing you’ve ever dealt with, it is just another day for them.